Part A Premium

(Hospital and Inpatient Care)

You pay:

• $0 per month
  (Medicare taxes were paid for 40 or more quarters during career or by your spouse. Most people don't pay a monthly premium )
• $278 per month
  (Medicare taxes were paid for 30-39 quarters during career or by your spouse.)
• $505 per month
  (Medicare taxes were paid for less than 30 quarters during career or by your spouse.)

Part A: Hospital and Inpatient Deductible and Copays

 You pay: 

• $1,632 deductible for each benefit period
• Days 1-60: $0 copay for each benefit period
• Days 61-90: $408 copay per day of each benefit period
• Days 91 and beyond: $816 copay per each "lifetime reserve day" after day 90 for each benefit period (up to 60 days over your lifetime)
• Beyond lifetime reserve days: YOU PAY ALL COSTS!

Skilled Nursing Facility Care

You pay:

• First 20 days: $0
• 21st to 100 day: $204 copay per day
• 101st day and thereafter: YOU PAY ALL COSTS!

Blood

You pay:

• First 3 pints: $0
• Additional amounts: ALL COSTS

Hospice Care

You pay:

• Very limited copayment/coinsurance for outpatient drugs and inpatient respite care

Part B Premium

(Physician and Outpatient Services)

You pay:

• $174.70 each month
  (Higher income consumers may pay more. Go to the Medicare Costs page on Medicare.gov, scroll down to the Part B Premium section, click on "Who pays a higher Part B premium because of income?")
• Must continue to pay Part B premium if enrolled in a Medicare Advantage or Medicare Supplement plan.

If you don't enroll in a timely manner when first eligible, you will need to pay a Part B penalty premium for the rest of your life.

Part B Deductible, Coinsurance and Maximum Out of Pocket (MOOP)

You pay:

• Deductible: $240 per year
• Coinsurance: After your deductible is met, you typically pay 20% of the Medicare-approved amount for most doctor services (including most doctor services during an inpatient hospital stay), outpatient services, labs, Part B drugs and durable medical equipment
• Maximum Out of Pocket (MOOP): UNLIMITED. For traditional Medicare Part B, there is no annual MOOP for Part B expenses. Therefore, there is no annual limit for the amount of your cost sharing responsibility.

Part C Premium

(Medicare Advantage)

You pay:

• Part C monthly premium varies by plan

Part D Premium

(Prescription Drug Plan)

You pay:

• Part D monthly premium varies by plan
  (Higher income consumers may pay more. Go to the Medicare Costs page on Medicare.gov, scroll down to the Part D Premium section, click on "Who pays a higher Part D premium because of income?")
• Included in Part C premium, if any, if drug coverage is provided through a Medicare Advantage plan.